CREDIT MONITORING AT HDFC BANK
HDFC Bank, a leading private sector bank, encountered challenges in credit assessment and monitoring with traditional methods. HDFC aimed to transform their credit risk assessment. Leveraging GST, ITR, and bank statement analyses they implemented a centralized credit assessment and monitoring system to mitigate credit risk discrepancies and errors. It improved their process accuracy reducing overall TAT and enabling real-time, 360-degree credit decisioning.